If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| National J. A. C. L. Credit Union 2 Year CD Account |
1.15%
Date: Feb 20, 2012
|
| Home Savings Bank 2 Year CD Account |
1.00%
Date: Feb 7, 2012
|
| Hi-Land Credit Union 2 Year CD Account |
0.91%
Date: Feb 7, 2012
|
| Associated Federal Employees Credit Union 12 Month CD Account |
0.75%
Date: Feb 9, 2012
|
| Zions First National Bank Savings Account |
0.70%
Date: Feb 8, 2012
|
| Lu 354 I B E W Credit Union 2 Year CD Account |
0.60%
Date: Feb 21, 2012
|
| Zions First National Bank Savings Account |
0.75% to
0.70% Date: Feb 8, 2012
|
| Goldenwest Credit Union Savings Account |
0.20% to
0.15% Date: Feb 8, 2012
|
| Hi-Land Credit Union 2 Year CD Account |
1.16% to
0.91% Date: Feb 7, 2012
|
| Hi-Land Credit Union 12 Month CD Account |
0.91% to
0.66% Date: Feb 7, 2012
|
